哪种银行存款利率高(DOC).docx

哪种银行存款利率高在我国，银行主要有城商行、上市行和五大行三种，一般来说，这三种银行的存款利率依次递减，也就是说,城商银行的存款利率最高，上市行次之，五大行一般最低。本文将为您供应2016年我国各大银行的存款利率状况.供您比较.哪种银行存款利率高？F表是2016年各银行的存款利率。对比后不难发觉中国银行、中国农业银行、中国建设银行、中国工商银行、交通银行这五大行的存款利率基本与央行规定的存款利率相近，而类似丁温州银行、杭州联合银行、重庆银行等城商银行的利率都普遍较高，有的甚至是央行利率的数倍。而在五大行和城商银行之间的上市银行如中信银行、光大银行、华夏银行等，利率也居于这三类银行之间。银行活期定期存款（整存整取零存整取、整存零取、存本取息通知存款存款三个月半年一年二年三年五年一年三年五年一天七天央行()351.11.31.52.12.752.75-工商银行0.31.351.551.752.252.752.751.351.551.550.551.1农业银行0.31.351.551.752.252.752.751.351.551.550.551.1建设银行0.31.351.551.752.252.752.751351.551.550.551.1中国银行0.31.351.551.752.252.752.751.351.551.550.551.1交通限行0.31.351.551.752.252.752.751.351.551.550.551.1招商银行0.41.351.551.752.252.752.751.351.551.550.551.35中信银行0.31.41.651.952.4331.41.651.650.551.1光大银行().31.41.651.952.412.7531.41.651.650.551.1浦发银行0.31.41.651.952.42.82.81.351.551.650.551.1平安银行0.31.41.651.952.52.82.81.251.45-0.551.1深圳发展银行0351.7522.252.753.053.11.51.71.70.81.35广发银行0.31.41.651.952.43.13.21.41.551.450.631.235华熨银行0.3851.7522.252.653.353.51.751.8220.881.485民生银行0.31.41.651.952.45331.41.651.650.551.1兴业银行0.41.41.651.952.73.23.21.41.651.950.81.35广东南导银行0.3851.431.691.952.733.5754.21.431.693.31.()41.755广西北部湾银行0.4032.42.733.6664.5185.2252.3682.6283.31.041.755福建海峡银行0.381.551.852.12.93.8541.551.851.850.961.5富淇银行0.4551.4741.7421.9952.7933.2153.51.4631.7292.160.81.35阜新银行().4551.431.691.952.523.34.71.321.56-0.961.755广州银行0.351.321.561.952.523.33.61.321.561.80.881.485宁夏银行0.351.431.692.12.733.575*1.431.690.81.35永享银行（中国）0.421.7522.3751.751.51.5-0.51成都银行03851.431.691.952.733.5754.51.431.691.950.961.62宁波银行0.31.51.7522.42.83.25-0.881.35弗州银行().351.541.822.12.73.33.61.541.822.10.81.35第阳银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485东亚银行0.3851.431.6771.9352.6463.1084.05-*0.881.655法兴银行0351.11.31.52.12.75-0.81.35东莞银行0.31.321.432.052.523.0253.251.211.431.650.81.2湖州银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485镌州银行0.351.381.631.882.523.33.61.51.71.90.81.6汉1银行0351.651.952.252.943.5753.91.11.31.50.81.35晋城银行0.352.12.32.53.13.75-2.852.9-0.81.35哈尔滨银行0.351.51.82.22.83.23.81.51.82.20.81.35乐山市商业银行0.351.431.691.952.733.5754.31.321.562.50.961.62九江银行0.351.61.822.63.25-1.62.930.81.35江都农村商业银行0.351.852.052.252.853.5-2.852.930.8!.35贵阳银行0.381.481.752.022.833.7141.481.7520.881.41桂林银行0.351.541.822.12.943.8541.541.822.10.81.35上饶银行03851.431.691.952.523.3-大华银行（中国）-1.451.651.952.53.253.5-1.35东8银行0.421.621.862.12.323.651.621.862.10.961.62东莞农村商业银行-1.321.562.072.6253.23.751.11.31.50.881.485华融湘江银行0.3851.541.822.12.8353.5753.7051.541.822.10.81.35翡商银行0.3852.732.993.253.724.1254.1250.881.485湖北银行0.351.651.952.252.733.57541.651.952.251.041.755丹东银行0.451.431.691.952.733.574.221.431.691.951.041.75营口银行0.351.431.691.952.733.584.51.431.692.51.041.75渣打银行（中国）0.352.12.32.53.13.75*2.852.930.81.34紫金农商银行0352.863.063.33.84.34.82.863.083.30.881.485洛阳银行0.421.431.691.952.733.57541.431.691.951.041.755龙江银行0.351.51.82.252.93.5754.11.51.82.25I1.5杭州银行0.351.431.691.952.523.083.251.431.691.950.881.485杭州联合银行03852.863.083.34.1254.6755.2252.863.083.30.881.485南京银行().351.4J.651.92.523.153.31.41.651.90.81.1河北银行0.421.651.952.252.733.33.31.321.561.80.961.62广州农Ifii银行031.351.551.852.352.93.051.351.551.550.881.1赣州银行03851.541.821.952.733.5754.151.541.821.951.041.755九台农商行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485汇丰银行（中国）0.352.352.552.753.253.754-*南充市商业银行0.422.522.7633.724.55.32.522.76.0.961.62南吕银行0351.431.6922.523.33.61.431.6920.961.38大连银行0.4552.732.993.254.034.8754.8752.732.993.251.041.755长沙银行0.3851.541.822.12.8353.5753.7051.541.820.81.35星展银行03852.863.083.33.7522.5-*0.81.35北京银行0.351.5051.7652.0252.53.153.151321.561.80.81.35上海农商银行().35!.51.7522.413.1253.1251.51.7520.961.62吉林银行0.351.431.691.952.523.33.61.431.691.950.81.35上海银行0.31.51.7522.42.752.751.31.41.40.81.35瑞丰银行0351.51.7522.533.21321.562.40.81.35黄河农村商业银行().351.43i.692.12.733.575-1.431.69-0.81.35徵商银行0.31.41.651.952.53.253.251.41.651.950.551.1北京农村商业银行0.31.41.561.952.523.23.31.41.561.950.551.1深圳农村商业银行0.31.51.7522.53.153.51.51.7520.551.35江苏银行0.351.41.671.922.523.13.151.41.671.920.881.38揭阳农村商业很行0.3852.863.0X3.34.1254.6755.2252.863.083.30.881.485中国邮政储蓄银行0.31.351.561.782.252.752.751.351.561.560.551.1天津农商银行()351.431.691.952.733.5753.5751.431.6921.041.755郑州银行0.3852.5852.8053.254.034.8755.2252.732.993.30.881.485嘉兴银行0.351.651.952.253.1544.251.651.952.250.961.62绍兴银行0.421.431.691.952.733.5753.91.431.691.950.961.62青岛银行()351.321.561.82.523.33.551.321.5620.961.62齐商限行0.351.3751.6251.8752.523.341.3751.6252.0250.961.62泉州银行0.421.9442.2322.523.0553.94.2251.9442.2322.521.04i.755张家港农村商业银行03851.4411.691.952.733.5754.11.4411.691.950.961.485恒丰银行0.422.522.7633.724.55.2252.522.763.30.961.62余杭农村合作银行0.351.431.6922.53.33.51.431.6921.04!.755恒生银行0.3852.863.083.31.485齐鲁银行0.31.3751.6251.8752.523.33.61.3751.6251.8750.81.35浙江泰隆商业银行0.422.522.7633.724.55.2252.522.763.30.961.62华一银行0.352.62.833.754.254.75-0.81.35日照银行0.351.3751.6251.8752.523.341.3751.6251.8750.961.62浙商银行0.351.431.691.952.533.251.431.691.950.81.35浙江民泰商业银行().351.541.822.12.943.855.05-0.81.35浙江相州商业银行0.351.551.852.12.753.253.51.551.852.10.881.485包商银行0.421.541.822.12.693.541.541.822.10.81.35华侨银行0.3852.853.053.253.754.254.75-0.81.35盛京银行0.421.431.691.952.733.574.221.211.431.650.81.35昆仑银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485晋商银行0.4551.431.691.952.733.5754.51.431.692.91.041.418辽阳银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485昆山农村商业馈行0.351.4411.691.952.733.5754.31.211.431.650.81.35锦州银行0.4551.431.691.952.733.575-0.81.35揭阳农村商业粮行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485立庆农村商业银行0.3852.863.083.33.754.254.752.863.083.30.881.485苏州银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485渤海梁行0.351.431.691.952.653.2531.431.691.950.551.1无锡农商银行03852.863.083.34.1254.6755.2252.863.083.30.881.485常熟农村商业银行0.351.4411.691.952.733.5753.61.4411.691.950.81.35重庆银行0.3852.863.083.34.1254.6755.2252.863.083.31.4851.265温州银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485内蒙古银行03852.863.083.34.1254.6755.2252.863.083.30.881.485重庆三峡银行0.421.4961.76«2.0252.8353.74-1.431.693.31.041.755乌鲁木齐市商业银行0.3852.863.083.34.1254.6755.2252.863.083.30.881.485瑞丰银行0351.51.7522.533.21321.562.40.81.35日照眼行()351.3751.62513752.523.341.3751.6251.8750.961.62上海农商银行0.351.51.7522.413.1253.1251.51.7520.961.62北京农村商业银行()31.41.561.952.523.23.31.41.561.950.551.1华一银行0.352.62.833.754.254.75-0.81.35包商银行0.421.541.822.12.693.541.541.822.10.81.35浙商银行0351.431.691.952.533.251.431.691.950.81.35浙江索隆商业银行0.422.522.7633.724.55.2252.522.763.30.961.62嘉兴挨行0.351.651.952.253.1544.251.651.952.250.961.62绍兴银行0.421.431.691.952.733.5753.91.431.691.950.961.62中国邮政储蓄很行().31.351.561.782.252.752.751.351.561.560.551.1江界银行0.351.41.671.922.523.13.151.41.671.920.881.38上海银行031.51.7522.42.752.751.31.41.40.81.35北京银行0351.5051.7652.0252.53.153.151.321.561.80.81.35郑州银行0.3852.5852.8053.254.034.8755.2252.732.993.30.881.485吉林银行0.351.431.691.952.523.33.61.431.691.950.81.3519家银行存款汇率对比上浮倍数执行利率一行简称ET三1.20ffi0.42北京镶行.江芳银行.恒本银行31.1.Offi0.385平安银行、南京镶行'浦发银行、中信银行、民生偃行、兴业限行61.00倍0.35工有银行、农业银行、建设权行、中国银行、交道慢行、招商限行、广发限行、宁波假行、光大限行9中丽财经19家银行一年利率央行基准利率：2.25上浮倍数执行利率银行代琳家效1.4倍3.15南京银行11.33倍3江苏银行、宁波银行21.2珀2.75北京银行、广发银行、兴业银行、民生银行、浦发银行、中信银行、光大银行、平安银行、华夏银行91.2f2.7恒丰银行11.13倍2.55行11.11倍2.5工商银行、农业银行、中国银行、交通银行、招商银行5中国网财经制表家超1.39倍4.875南京银行11.29倍4.5宁波银行11.26倍4.426江苏银行11.20倍4.2恒丰银行11.11倍3.89华夏银行11.10倍3.85平安银行、民生银行、广发银行31.07倍3.75兴业银行、浦发银行'中信银行31.0师3.5工行银行、农行银行、建行银行、中行银行、交行银行、招行银行、北京银行、光大银行8中国I19家银行五年利率银行简称家数5南京银行、江苏银行24.95宁波银行14.25华夏银行14.2恒丰银行14广发银行、北京银行23.95民生银行13.85平安银行、浦发银行、中信银行33.75工商银行、农业银行、建设银行、中国银行、交通银行、招商银行、光大银行、兴业银行8中国网财经制表存款应当选婀B种银行？经过上面的对比，我们已经发觉，单从存款利率来看，城商行存款利率最高，上市银行次之，五大行段低，这是不是也就意味着老百姓应当优先选择存款利率高的银行进行存款呢?其实不然。老百姓选择银行，应当从多方面考虑，利率只是其中一点。存款应当选择哪种银行?大家保保险网将为您具体介绍”1 .考虑银行利率存款时，利率般都是优先考虑的因素，选择利率高的银行，收益也高,这点毋南置疑。所以在同类型银行中，应当优先选择利率高的银行储蓄。2 .考虑存款方式存款方式也影响着存款最终的收益。股来说，定期储蓄的存款要比活期高，所以若是自己的钱不急用，建议存成定期。3 .考虑银行IR务不同银行服务不同，这点来说，五大行的服务往往要比城商行来的优秀，一则五大行网点多，存储便利;二则五大行的从业人员往往更加专业，能为客户供应更专业的服务。城商行的服务项目相对来说收费比大银行庞杂.所以从这点来说，消费者可优先选择五大行。总之，选择哪种银行存款最好呢?这要从多方面考虑.综合以上:点,选取最适合自己的银行。相关阅读I1.2015年最新保险公司排名历年中国保险公司名:/vobaoztbaoxiangongsipaiming2. 2016年生育保险报捐多少一热门地区生.育保险报倘多少-沃保保险网:/vobaoztZshcngyubaoxianbaoxiaoduoshao/3. 医保卡办理【流程时间进度查询】:/vobaozt/yibaokaban1i/4. 2016最新农村合作医疗报销范围_热门地区农村合作医疗报销范围一沃保保险网:/vobaoztnongcunhezuoyi1.iaobaoxiaofanwei